Housing Services
Community Housing Development Organizations (CHDO): CAAs are non-profit developers of affordable housing for low-income individuals and can assist with acquisition and rehabilitation of existing rental housing; rehab of existing rental housing owned by another entity; construction of new rental housing; acquisition and rehab of existing housing for sale to first-time homebuyers; and building new housing for sale to first-time homebuyers. Available at all Community Action Association Regions statewide.
Homeownership Acquisition & Rehab Program (HARP): Aids low-income households with stable income and good credit rating to purchase, rehab and own housing. A joint effort of the North Dakota Housing Finance Agency and CAAs. Available at all Community Action Association Regions statewide.
HOME / Owner Occupied Rehabilitation: Intended to preserve and extend the life of existing housing in North Dakota. The goal is to provide assistance to low and moderate income homeowners in maintaining their homes as safe, sanitary dwellings. Priorities include correcting structural deficiencies, meeting code standards, Weatherization and general home improvements. Available at all Community Action Association Regions statewide.
Housing Counseling: Certified housing counselors provide counseling services to homeowners, homebuyers, and renters. Individuals are assisted with improving housing conditions and meeting the responsibilities of home ownership and tenancy. Available in Region I, Region II, Region III, Region IV, Region V, Region VII and Region VIII.
Homebuyer Education: A cooperative effort between CAAs, lenders, realtors and other housing providers. Free workshops provide information on the home buying process, renting vs. owning, post-purchase considerations and other pertinent topics. Available at all Community Action Association Regions statewide.
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